Welcome to the HomeandfamilyBills web site where you can find the financial solution that is right for you quickly. At HomeandfamilyBills, we recognize and respect the importance of your information security and personal privacy. That's why we are committed to handle your information in a secure environment and only in the manner that you allow and as Federal and State law require. By using our web site and submitting online information about yourself, you are consenting to our use of your information as described below.

Use of Information Gathered at this Site

To find out about loan products using the HomeandfamilyBills system, enter information about yourself such as name, address, phone number, e-mail address, income and other financial and credit information. Through our application technology, we match you with providers in our lender, credit and debt solutions network that are best suited to meet your needs based on information you submit to us.

For system-administration purposes, we also log Internet protocol (IP) server addresses, and we catalog traffic patterns through this site. However, we do not link this information to your personal information.

If you apply for a financial product, financial services providers may use information you submit about yourself on this site to process your application, to evaluate your eligibility and to process your transaction. These financial services providers may have their own privacy policies on how they handle your personal information. Financial services providers are subject to federal and state laws and regulations that regulate their lending, credit and debt services practices.

We Want Your Information to be Accurate

We follow reasonable commercial standards to ensure that information we receive from you is used accurately in our lender, debt and credit network.

We Require Outside Firms That Help Us Operate Our Business to Handle Your Information Under Confidential Conditions

If we hire outside firms or agencies to help us with any part of our business or to perform data processing, we require them to maintain confidentiality of your information, to support these Privacy Principles and to comply with applicable law.

We Hold Our Employees Accountable for Your Information

We have standards and procedures to prevent unauthorized access to your personal information. Only our authorized officers and employees are allowed to have access, and we have an agreement with each of them that they will not use or disclose your information without authorization. Please periodically check this page for any updates to this statement.

If you wish to contact us via U.S. Mail, you may write to us with your specific instructions at: USmortgageloanhelp.com, 124 windsor st., 2nd floor Kearny, NJ 07032. Please provide complete information to facilitate your request, as well as your contact information.